• A copy of the SALES CONTRACT, signed by all parties.
  
• A deposit for credit report & appraisal.
  
• Social Security numbers for all applicants.
  
• Checking account numbers. Addresses of banks.
  
• Savings account numbers. Addresses of banks.
  
• Mutual Fund statements, account numbers and addresses. Include copies of the face of your CD's with bank addresses.
  
• Serial numbers and face values of any U.S. Savings Bonds and other stocks.
  
• Copy of current thrift plan, provident fund or retirement benefits which your company has. If statement not available, provide address and account number of same. Include IRA & Keogh data.
  
• Gift Letter for any money received from relatives to purchase home and placed in savings/checking accounts.
  
• Credit card references including account numbers, balances, etc.
  
• A list of any debts you have which have a balance and the names and addresses of creditors.
  
• A list of assets including cars, furniture, and estimate of value.
  
• Name and address of employer(s) for the last two years. Latest earnings statement or pay vouchers.
  
• If overtime is substantial part of gross income, provide W-2 forms for the last two years.
  
• Commission sales usually require two years tax returns.
  
• If you are self-employed, tax returns for last 2 years will be required, plus profit and loss statements and balance sheets for the year to date.
  
• If you presently own or have owned a home in the last three (3) years,the name and address of the mortgage company or lending institution,the loan number and balance.
  
• If you are obtaining your equity from the sale of your previous residence,a copy of your closing statement is required.
  
• If you are a landlord, bring a copy of your tenant's lease(s) to substantiate income derived.
  
• If you own other property, copies of Deeds and Notes may be required.
  
• Any divorce papers and property settlements where property was involved in a divorce. If alimony or child support is being used as income to qualify for a loan, provide proof of amounts received. This is either by copies of canceled checks, military allotments or if paid through the court.
  
• Any bankruptcy judgment papers. Copies of discharge and original papers filed.
  

VA Loans:


• Supply your certificate of eligibility, if you have one; or a STATEMENT OF SERVICE (DF2496) or DISCHARGE PAPER (DD214).
  
• If currently in the military, you will need a DD1747(permission to live off post).
  
• If you are presently a member of any military reserve unit, give address.

For more information call or e-mail Diane C. Moser Broker - CIPS, CRS, GRI Referral & Relocation Certified (713) 827-8017

This page was produced by, and is the creative product of, Scott Moser, Moser Development Systems. MDS reserves all rights to this work. The contents of this website may not be reproduced or reused without the express written permission of Moser Development Systems.